Canadian Dental Care Plan (CDCP)
Helping More Canadians Access Affordable Dental Care
The Canadian Dental Care Plan (CDCP) is a program from the Government of Canada designed to make dental care more affordable for people who don’t have private dental insurance. If your household income is under $90,000, you may qualify for reduced cost or fully covered dental services through this plan.
Household Income and Coverage Levels
| Adjusted Family Net Income | CDCP Covers | You Cover (Co-payment) |
|---|---|---|
| Under $70,000 | 100% of eligible services at CDCP rates | 0% (you may still face additional fees) |
| $70,000 – $79,999 | 60% of eligible services at CDCP rates | 40% of CDCP rates |
| $80,000 – $89,999 | 40% of eligible services at CDCP rates | 60% of CDCP rates |
What Services Are Covered?
The CDCP covers a broad range of services when recommended by a dentist or other oral health provider. Some services require preauthorization before treatment. Covered Services Include:
- Preventive Care : Exams, cleanings (scaling), fluoride applications, sealants
- Diagnostic Services : Routine, emergency, and specific dental exams; x-rays
- Restorative Services : Fillings (temporary and permanent), pain control, crowns (with preauthorization)
- Endodontics : Root canals, pulpectomies, infection treatment (re-treatment requires preauthorization)
- Periodontics : Gum disease care including deep cleanings, abscess treatment, non-surgical management
- Prosthodontics (Removable) : Complete and partial dentures, repairs, relines, rebases (some require preauthorization)
- Oral Surgery : Tooth and root extractions, cyst or tumor removal, jaw treatments
- Anesthesia and Sedation : Conscious sedation, general anesthesia (requires preauthorization)
- Orthodontics : Will be limited to medically necessary cases with strict criteria and spending caps
Note: Always confirm with our office to see if a service requires preauthorization or may result in out-of-pocket expenses.
Eligibility Criteria
You may qualify for the CDCP if you meet all four of the following conditions:
- No access to dental insurance through work, school, or private purchase
- You and your spouse/partner (if applicable) filed a Canadian tax return for the previous year
- Adjusted family net income is under $90,000
- You are a Canadian resident for tax purposes
If you have dental coverage through a government social program, you may still qualify. The CDCP will coordinate coverage to avoid duplication.
After You Apply
Once approved, you’ll receive:
- A letter with your CDCP Member ID, start date, and co-payment level
- A member card from Sun Life
- Instructions to book care (appointments must be on or after your benefit start date)
How To Apply
- VISIT OUR CLINIC IN BRAMPTON